AGR Credit Card change (October 2022)

[Trucker72]

A round trip companion coupon is exactly like the agent told you. Round trip is origin station back to origin station. Just as you book a trip online or on the app; you select round trip, input your destinations and dates and takes you back to your origin station.

The 99.00 fee is certainly worth it if this is the case!

 

[Bob Dylan]

It may be worth the chance of getting the sign on bonus too.

IF there is a Bonus????

 

[Winecliff Station]

IF there is a Bonus????

True….we don’t know yet.

 

[jis]

IF there is a Bonus????

If there is a bonus it would be more like an "Account Transfer Bonus" rather than a "Signon Bonus" I suppose. Frankly I am not expecting one.

 

[MccfamschoolMom]

The test version of the announcement about the FNBO version of the AGR credit cards (posted by someone else earlier in the thread) mentioned sign-up bonuses for new cardholders (which my husband and I would be), but said nothing about bonuses for those being transitioned from the previous bank's version of the AGR credit cards. (Which I didn't expect to see, as the announcement seemed intended to solicit new AGR credit card applications.)

 

[Winecliff Station]

If there is a bonus it would be more like an "Account Transfer Bonus" rather than a "Signon Bonus" I suppose. Frankly I am not expecting one.

No, I’m not expecting it either for transfers, I was thinking of Anderson’s scenario of canceling and then applying for the new card.

 

[jis]

No, I’m not expecting it either for transfers, I was thinking of Anderson’s scenario of canceling and then applying for the new card.

Oh yeah. People do that all the time even when there is no transfer. That is why at least Chase places specific restrictions on how often you can do it - which translated to not very often. I don't know much about what FNBO's policies are, since I don't know much about what FNBO's policies are about almost anything. In any case a call on that matter is not something that is primarily Amtrak's to make

 

[Freddy320]

Just received my new FNBO card the other day, has anyone else had issues setting the new card up? I went to the site that was in the letter and entered all correct information in, but the site is coming back saying the information cannot be verified.

 

[joelkfla]

Just received my new FNBO card the other day, has anyone else had issues setting the new card up? I went to the site that was in the letter and entered all correct information in, but the site is coming back saying the information cannot be verified.

Yeah, somebody posted the same thing a while back. Seems like the site is not quite alive yet.

 

[Bob Dylan]

Oh yeah. People do that all the time even when there is no transfer. That is why at least Chase places specific restrictions on how often you can do it - which translated to not very often. I don't know much about what FNBO's policies are, since I don't know much about what FNBO's policies are about almost anything. In any case a call on that matter is not something that is primarily Amtrak's to make

I guess we could pop down to the nearest Branch of FNBO which is located in Omaha,NB! No wait-----

 

[Freddy320]

I hope this doesn't become a long running issue, this card I don't mind using on a regular basis, and the points help out on getting away from daily life for a while even if it's a short trip down the Hudson.

 

[StanJazz]

Just received my new FNBO card the other day, has anyone else had issues setting the new card up? I went to the site that was in the letter and entered all correct information in, but the site is coming back saying the information cannot be verified.

The letter states that you can go to the website after Noon on 10/23.

 

[Ryan]

Reading the documentation is overrated.

 

[TinCan782]

The letter states that you can go to the website after Noon on 10/23.

Probably because your account does not "exist" at FNBO until then. It is still with BofA.

 

[Chatter163]

Got mine today and activated it without problem. I didn’t provide any income info.

 

[leacrane]

Probably because your account does not "exist" at FNBO until then. It is still with BofA.

Ah ha. Did not see that you cant go onto the website till 10/23. This should be interesting. I have both guest rewards cards and one replacement came today. Hm... I hope I can figure out which is which. the one I got today doesn't look "platinum" but I don't even know if platinum exists anymore.

 

[TinCan782]

Ah ha. Did not see that you cant go onto the website till 10/23. This should be interesting. I have both guest rewards cards and one replacement came today. Hm... I hope I can figure out which is which. the one I got today doesn't look "platinum" but I don't even know if platinum exists anymore.

The BofA "World Card" will become the FNBO "Preferred" card

 

[Tennessee Traveler]

So glad I moved my BoA World card’s credit line to my other BoA cards and closed it last week.

FNBO not only increased the AF but lowered the Mastercard tier from World to a regular one, yikes.

The new preferred card is still a WORLD MasterCard. I just received my new card and the word "world" is printed on the back of the card.

To follow up on my own post, I called BofA to ask if my BofA AGR card would become a non-AGR card after 10/23 or would close.

The first person I spoke with said the former, and that I would still have the $79 annual fee on the new BofA card. Well, I don't mind the now-$99 annual fee for an AGR card that I'll use daily, but I want my backup card(s) to be fee-free. So that operator said she'd transfer me to sales to pick a new card with no fee.

The second person said that there would NOT automatically be a replacement non-AGR BofA card after 10/23. The account was being transferred from BofA to FNBO and I would still have only one card (FNBO AGR) after 10/23, not two.

I'm going to presume the second person was further up the customer-service ladder and go with his answer. It has the virtue of being consistent with the FNBO FAQ: use the BofA card until 10/23 and the FNBO card after.

As stated with the new card I got today, the BOA cards will be DEACTIVATED so BOA will not be replacing the Amtrak cards with another BOA card.

 

[MARC Rider]

Got my new card today and activated it. They asked for my annual income, which I gave because they can probably get it anyway if they want to. One annoyance: I just had BOA increase my credit limit about a month ago, and that didn't get passed to my new account. Not that I want to take on more debt, but I'd like to have a higher limit so that the percentage of my debt to the credit limit is lower. This helps your credit score, so I am told.

 

[Tennessee Traveler]

Good summary but still not sure what happens to existing BofA card. I’m assuming it will still be valid after 10/23 but no longer earn points. I hope so as I have a bunch of repetitive payment accounts tied to it (streaming, newspapers, phone, etc). It will take a while to transition those to the new card and that can’t start until we actually get it next month.

Received both of my new cards this week and they included information page says the BOA cards will be DEACTIVATED 10/23 so you cannot continue to use the BOA cards.

 

[Bob Dylan]

Got my new card today and activated it. They asked for my annual income, which I gave because they can probably get it anyway if they want to. One annoyance: I just had BOA increase my credit limit about a month ago, and that didn't get passed to my new account. Not that I want to take on more debt, but I'd like to have a higher limit so that the percentage of my debt to the credit limit is lower. This helps your credit score, so I am told.

My New Card ( the No Fee one) arrived and I received the same Credit Limit I had with the BOA Card, but since I have 3 other Cards, it's not a problem as I pay off my Balance Monthly and @ my age don't need any more Credit! YMMV

 

[pennyk]

I received my new "Preferred" "World" card today with the same credit limit as I had with BOA. I have not activated yet.
Also in the mail today, I received a paper statement from BOA with the $79 annual fee, which I had already paid online.

 

[joelkfla]

I got one too, despite having canceled my BofA card last month.

 

[Shanson]

Just received my new FNBO card the other day, has anyone else had issues setting the new card up? I went to the site that was in the letter and entered all correct information in, but the site is coming back saying the information cannot be verified.

The inserts included wuth the card said that you should "activate" the card now by calling the toll-free number. Everything else is to be done on the 23rd at the earliest.

 

[Railroad Bill]

Received my Preferred card on Saturday and will activate next week. Same credit line as before. Like the art work on the card. We shall see if FNBO works as well as the BOA and Chase cards in the past. Not much paperwork explaining the ins and outs of the benefits of the card. Would like a better definition of what "travel" means and specific point assignments for various purchases. Have not looked at their website to see if that information is listed there/