Has anyone else experienced "phantom charges" for $0.00 from unrecognized vendors?
This has happened to me recently twice at FNBO. (I review my bank and brokerage accounts once a week. It doesn't take long because I've done a lot of consolidating.) The $0 charge shows up in "Pending," then disappears. Clicking on the link doesn't help, it just repeats the name of the mystery vendor. They make me uneasy, like somebody's doing a test transaction with the intention of hitting my account later.
Yeah, I could call FNBO, but I expect they'd say since it disappears, don't worry.
Maybe you'll all say "Take off the tinfoil hat, Trollopian."