AGR MasterCard

[PupfosterG]

What is the ideal way to apply? Online, over the phone, watch the mail for an offer? Is there a referral program for the credit card? Would reoccurring charges, such as monthly Netflix and Hulu count as purchases?

 

[the_traveler]

You can easily apply either online or over the phone. I know online there is a bonus (xx,000 bonus points for a $yyy spend in the first z months), I'm not certain if it's offered over the phone. yes, any charges (Netflix, Hulu, cable bill, gas, food, etc...) count and earn AGR points.

 

[George K]

My cable and electric will not accept credit cards (what???). But I put all my other routine charges (phones, cable, etc) on my AGR Mastercard. It adds up very quickly.

 

[the_traveler]

They probably do (many do), but the payment is not directly thru them but a third party. That third party adds a "processing fee" - like $3,95 or $10 - to the amount of the bill.

 

[Bob Dylan]

Here in Austin the City owned Utilities accept Credit Cards but charge a $3.95 "fee" for "Bill Matrix" to process the payments.

The various cable and telecommunication companies all accept them on " auto-pay" with no fees!

Surprisingly the IRS still charges a fee for using credit cards to pay taxes!!!

I wish my Landlord would accept my AGR MC since it is my biggest recurring expense, but no joy so far!

As Dave says, I use it for such "luxuries" as gas, food,auto expenses,medical expenses etc. in addition to all "necessary" costs such as travel and entertainment spending!

 

[the_traveler]

Surprisingly the IRS still charges a fee for using credit cards to pay taxes!!!

The reason is that the IRS (and all Government agencies - both federal and state/local) are prohibited by law for paying the credit card fees. Stores like Macy's, Sears, Safeway, Von's, etc... pay it for you.
That's why you see some gas stations having 2 prices - "Cash = $2.59, Credit = $2.64" The extra charge is the credit card fee. Some stations have a sign saying "5¢ discount for paying cash". Most stations pay the fee for you - actually include it in what all customers pay.