Alternatives to cash & credit cards

[Green Maned Lion]

I have no sympathy for such people. None at all. I took the liberty of assuming that Betty's friend is smart enough not to be party to such idiocy.

Idiocy indeed. Anybody's "house of cards" can come tumbling down unexpected at any time. Everyone is free to construct their own situation as they please. When they DO fail, some arrangements just cause more widespread devastation than others. That was my only point.

Most of my money is kept either in my checking account or a safe in my office in the form of cash or gold (I used to, and occasionally still do, trade work with jewelers). I would never, ever, charge more than I could pay out of the two liquid items and, perhaps, my lowest possible estimate of the value of the gold.