I just checked baggage for the first time in two years and found it to be a pain. It was not Amtraks fault at all, but the trains I was possibly travelling on kept changing due to the floods in IA so I did not know where to check it to. In DC, I had to wait about 30 minutes to retrieve my bag. I have always carried on my luggage. Amtrak has alot more lenient rules for the amounts so you may want to look into that. I have had some folks here say, "why not check it then you don't have to lug it around?" But I still had to lug it around, it just took about 50 yards off the "lugging" part. I believe you can pack two carryons and one personal bag, can you get it all to fit in those 3 bags? Then you have your bags at your fingertips. There's not something in the "Checked" bag that you can't get to, and when the trains stops, you hop off, grab your bags and off you go. No waiting, no baggage carousel, no claim ticket, no nothing.