This is beginning to sound like a gross lack of situational awareness by the engineer. In english, the engineer may have lost track of where he or she was. If he mistook the 2nd Street curve at MP 81 (prior to the accident scene) for the second Frankford Junction curve at MP 84, he may have thought he had cleared the speed-restricted area and was entering the 110mph territory. The two curves are similar in geometry, and it was night. If that happened, he may have accelerated off the MP 81 curve to nearly 110mph only have Frankford Junction appear by surprise three miles later. I can't think of another scenario which would have a train come into Frankford Junction at over 100mph other than the engineer thinking he was in 110mph territory.
Impossible? I would have thought it was impossible for a trained NEC crew to take a train with passengers up the wrong railroad for two miles, and then upon reaching the end of the track, call the dispatcher to say they were lost. It happened.
Very good hypothesis. I read a neurology study about what "may" happen when you go to get something from another room and by the time you get there you have forgotten what you were going there for. It seems that the moment you reach the entrance to room B(where the object is) that your brain puts the memory from room A (what the object is) in to permanent memory. Your brain then starts receiving optical cues about room(B) you are going into. Is their a threat there, what room is this, do I need to turn the light on. They said as you approach room B start saying out loud what you are there to get until you get it as your auditory cue will override the visual cues. I tried it and it works.
Now imagine you are an AMTRAK engineer, going at the stated speed for your locomotive and location at NIGHT going from "room" A, B,C,D,E,F,G,H,I,J,K,etc at 80 MPH. I could see you getting disoriented especially if you have undiagnosed night vision or neurolgy problems or have side effects from prescription meds or just plain confusion. I think your scenario has merit.